Definition: The word 'Sam Car Insurance' refers to a type of auto insurance coverage provided by a motor vehicle insurer to its customers who have an accident involving a personal use vehicle (SUV) driven by their own or another person's family members, such as extended relatives or friends. In short, Sam Car Insurance provides coverage for accidents involving personal vehicles that are used solely as a means of transportation. The insurance company is responsible for paying the legal fees and expenses related to the claim, as well as any damages incurred during the incident.